Property Investors
Our Property Investor Services
Maximise your property portfolio’s potential with expert loan structuring tailored to your goals.
Whether you’re stepping into your first investment or managing a growing portfolio, we help you make smarter borrowing decisions that improve your cash flow, increase tax efficiency, and offer the flexibility to grow.
We guide you through smart lending choices-matching you with the right loan structure while helping you avoid costly traps that can limit your flexibility and growth.
Every recommendation we make is driven by a clear understanding of your investment goals and long-term strategy.
We don’t just secure investment loans-we help you build wealth with confidence and control
Our Property Investor Services
Maximise your property portfolio’s potential with expert loan structuring tailored to your goals.
Whether you’re stepping into your first investment or managing a growing portfolio, we help you make smarter borrowing decisions that improve your cash flow, increase tax efficiency, and offer the flexibility to grow.
We guide you through smart lending choices-matching you with the right loan structure while helping you avoid costly traps that can limit your flexibility and growth.
Every recommendation we make is driven by a clear understanding of your investment goals and long-term strategy.
We don’t just secure investment loans-we help you build wealth with confidence and control
Why Choose Us For
Your Next Home Loan
Tailored strategies to grow your wealth
Access to investor - friendly loan products
Ongoing support as your portfolio expands.
Frequently Asked Questions
Should I choose interest only or principal & interest?
Interest only can improve cash flow; where as principal & interest to help grow equity faster. We’ll help navigate your options and provide advice so that you can make an informed decision as to what’s the best option for you.
Can I use equity in my home to invest?
Yes, many investors leverage their home equity. We’ll show you how to do this safely and effectively.
What’s negative gearing?
It’s when investment costs exceed income, creating a loss. This loss can be offset against other income such as salary or wages to reduce the tax paid on your normal income.
How do banks assess rental income?
They count a portion of it when calculating borrowing power. We’ll help you understand how this affects your application.
Should I fix my rate for an investment loan?
It depends on your goals-we’ll discuss the pros and cons. You many even want to consider a mix of both options for a balance of benefits.
Can I buy in a trust or company name?
Yes, but it has tax and lending implications. We’ll work with your accountant to structure it properly.
What deposit do I need for an investment property?
Usually 10-20%, but we’ll explore all options. Some lenders may accept less with LMI.
Do investment loans have higher rates?
Often, yes, but we’ll compare lenders for the most suitable deal. We’ll also explore features like offset accounts for flexibility.
How do I build a portfolio safely?
By structuring loans and cash flow strategically to meet current needs and keep future options available.